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The Seat Pleasant Smart Buy Program can help qualified applicants with eligible student debt purchase a home. The program offers highly attractive financing and closing cost assistance for move-in ready homes in a great location. This includes loan forgiveness to eliminate student debt. A portion of the Seat Pleasant Smart Buy mortgage loans provides down payment assistance through Maryland Department of Housing and Community Development. This is security that only the City’s Smart Buy initiative can provide.

  • Eliminate Student Debt
  • Move-in-Ready Homes
  • One Convenient Monthly Payment
  • Attractive Financing and Closing Cost Assistance
  • Straight Forward Home Buying!